Benefits

Benefits
	For a current summary of the medical, dental, life, and disability insurance available to faculty members with an appointment of .50 FTE or more, contact the Employee Benefits office or visit their web site at http://oregonstate.edu/admin/hr/benefits/.
The Basic Benefits
Medical coverage Vision coverage Dental coverage Life insurance Disability insurance Long term care insurance Flexible spending accounts Pension plans Retirement savings plans Vacation leave (for 12-month appointments only) Holidays Sick leave Sabbaticals Parental or family medical leave Workers' compensation Employee assistance program Staff fee privileges Savings program Recreational activities and fitness programs
Public Employees Benefit Board Flexible Benefit Program
	Academic/professional employees working at least half-time on appointments of 90 days or longer (or per term for 9-month appointments) are eligible for the group insurance benefits administered by the Public Employees’ Benefit Board (PEBB). PEBB is the benefit plan administrator for State of Oregon employees.
Medical Coverage
	Preferred Provider Organization Plans Preferred provider organization (PPO) plans offer medical services and benefits at two levels of coverage — from preferred providers and from non-preferred providers. When you are in a PPO, you may use any doctors you wish, whether they are preferred providers or not. If you use doctors who are preferred, you pay less when you receive care. If you use providers who are not preferred, you pay more. Health Maintenance Organization Plans Health maintenance organization (HMO) plans offer a comprehensive level of services and benefits. HMO plans offer advantages in costs and covered services. When you receive care, you usually pay a small, fixed amount called a co-payment. You must use the providers that are part of the plan. If you do not get a referral or if you seek care elsewhere, the plan may not pay for the service or may pay a reduced amount. Point of Service Plans Point of Service (POS) plans have a provider and facilities network, usually an HMO, in which members retain the option to seek care outside the HMO network, but at a reduced coverage level.
Dental Insurance
	PEBB sponsors three types of dental plan designs: a traditional plan design, a preferred provider dental plan designs, and a dental health maintenance organization plan design.
Life Insurance
	All life insurance coverage (other than the required $25,000 employee basic life) offered through the Public Employees' Benefit Board (PEBB) is optional. Options include: employee, spouse/partner, dependent life, and accidental death and dismemberment.
Disability Insurance
	The Public Employees' Benefit Board offers a Short Term Disability plan (STD) and four different levels of Long Term Disability (LTD) coverage. Disability plans offer income protection during times when an employee is unable to work due to an injury or illness. Employees select the level of coverage that works best for their situation.
Long Term Care Insurance
	A Long Term Care plan is available to employees and their eligible family members. All new employees are eligible for guaranteed enrollment and eligible family members may apply through an evidence of insurability process. This plan is designed to provide coverage, in the form of monthly payments to a care provider, for assistance with activities of daily living due to accident, illness or advancing age.
Flexible Spending Account
	Employees may establish Flexible Spending Accounts (FSAs) to use pre-tax income to pay for eligible healthcare and dependent-care expenses. These are IRS-sanctioned accounts that allow you to authorize monthly deposits into your account from your before-tax salary. As you incur eligible expenses, you request tax-free withdrawals from your account to reimburse yourself.
Retirement
	Academic and professional employees become eligible for a choice of retirement plans if they are in positions expected to work 600 hours or more in a calendar year.
Sabbaticals
	Tenured employees holding academic rank may be considered for sabbatical leave after being continuously employed in the Oregon University System at .50 FTE or more for six academic or fiscal years at the rank of Senior Instructor or above. The leave may not exceed one year and is to prepare faculty for greater service to OSU and to the state.
Staff Fee Privileges
	Employees appointed at .50 FTE or more per term are eligible to take up to 12 credit hours at the reduced tuition rate. All Oregon University System (OUS) campuses (except Oregon Health Sciences University) participate in this program with each campus identifying any programs that are excluded. Employees may transfer their staff fee privilege to their dependents or domestic partner. However, only one person in the family may utilize the 12 credit hours for the term. If a dependent is enrolled in a graduate level program, the amount of tuition savings is subject to taxation to the employee. Undergraduate courses are not subject to taxes.

For complete information: http://oregonstate.edu/admin/hr/benefits/plans.html

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